Enriched Wealth Podcast

Episode 9 | From Banking to Broking – Smarter Commercial Lending Strategies with host Kris Tatt & Guest Pip Stork from Millennial Finance Group

In this episode of the Enriched Wealth Podcast, host Kris Tatt sits down with commercial finance expert Pip Stork to break down the key strategies business owners need to access funding, scale their operations, and make smarter financial decisions.
With over 15 years in the banking industry and now a commercial broker at Millennial Finance Group, Pip has seen firsthand what it takes to secure the right finance solutions for business success. She shares insights into how businesses can leverage commercial loans, structure debt effectively, and navigate the finance world with confidence.
Key topics include:
In this episode, we discuss:
The biggest mistakes business owners make when seeking finance
How to secure funding for expansion, property investment, and business growth
The role of a commercial broker and why having one on your side can be a game-changer
How to structure debt for maximum flexibility and efficiency
Pip’s transition from banking to broking and what she’s learned along the way
 
If you’re a business owner looking to scale or just want a better understanding of commercial finance, this episode is packed with valuable insights to help you make informed decisions.
Tune in now and start unlocking smarter financial strategies for your business!
TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-*****MORE ABOUT MILLENIAL FINANCE & PIP STORK | https://millennialfinancegroup.com.au/meetourteam/pip-stork/
ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator- Tax Planning Guide | www.strategem.com.au/tax-planning-guide 
- Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet 
- DIY Business Audit | www.strategem.com.au/strategem-business-audit

Episode 8 | Why Superannuation Is A Bad Investment

In this episode of the Enriched Wealth Podcast, host Kris Tatt breaks down why superannuation isn’t really an investment, but rather a retirement savings structure that holds various investments.
Kris challenges common misconceptions about superannuation, explains its tax benefits, and discusses how to optimise this powerful savings vehicle for your financial future.
Key topics include:
The history and purpose of superannuation as a retirement savings system
How the media often portrays super in a negative light
Understanding the difference between super as a structure and the investments within it
Why knowing where your super is invested is crucial
Tips for maximising superannuation benefits and navigating the complexities of retirement planning
If you’ve ever felt uncertain about your superannuation or wondered how to make the most of it, this episode will empower you with the knowledge you need. Tune in to learn how to leverage superannuation’s tax advantages and investment options to secure your retirement.
Listen now and start making informed decisions about your financial future!
TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-8ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit
 

Episode 7 | New Years Eve - Kickstart Your Best Financial Year Yet

In this special New Year’s Eve episode of Enrich Wealth, brought to you Strategem and hosted by Kris Tatt, unpack actionable strategies to set you up for financial success in 2025. From reflecting on 2024’s wins and lessons to identifying key opportunities for growth in the coming year, this episode is your guide to building wealth with intention.
Discover practical tools, mindset shifts, and tips for creating momentum that lasts. Whether you're an entrepreneur, investor, or simply focused on improving your finances, this conversation will inspire you to make 2025 your wealthiest year yet.

Episode 6 | Why Personal Insurance is Key to Financial Security | Interview with Adam Middlemis

In this episode of the Enriched Wealth Podcast, Kris Tatt sits down with Adam Middlemis, Financial Advisor and Insurance Specialist, to break down why personal insurance is a game-changer in protecting your financial future.
Adam dives deep into Life Insurance, Trauma Insurance, and Income Protection, explaining how these essential tools can provide peace of mind and financial stability when life takes unexpected turns. Whether you're navigating the complexities of superannuation or figuring out if income protection is right for you, this episode will arm you with the knowledge to make informed decisions for yourself and your family.
Tune in for practical advice and real-world examples on how personal insurance is not just a safety net—it's a cornerstone of a strong financial plan. You won't want to miss these must-know tips for securing your wealth and well-being!TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-6ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit

Episode 5 | Making This Christmas Count - A Guide to Joy, Giving, and Reflection

In this special holiday episode of the Enrich Wealth Podcast, Kris Tatt shares practical strategies to make your Christmas season less stressful and more meaningful. From pre-planning to avoid the holiday rush, embracing the joy of giving, to taking time for self-reflection, Kris offers insights to help you celebrate the season with purpose and balance. Whether it’s budgeting for gifts, creating memorable family traditions, or setting the stage for a successful New Year, this episode is packed with wisdom to enrich your holidays.
Join us for this heartwarming conversation and discover how small changes can lead to a more intentional, joyful, and enriching Christmas season. 🎄

Episode 4 | From Numbers to Narratives - How Accountants Shape Business Success | Interview with Emmy Mulholland

In this episode of The Enriched Wealth Podcast, host Kris Tatt sits down with Emmy Mulholland, Partner and General Manager of Tax and Accounting at Strategem. Emmy shares her inspiring journey from an unconventional path to becoming a trusted advisor for small businesses, and how she turns numbers into meaningful stories for her clients.
With over a decade of experience, Emmy reflects on the rewarding aspects of working closely with business owners, helping them navigate their financial challenges, and empowering them to achieve long-term success. She discusses the unique blend of strategic planning, tax compliance, and people skills needed to build and sustain strong client relationships.
Whether you’re a business owner, budding entrepreneur, or simply curious about the behind-the-scenes of accounting, this episode offers valuable insights into how accountants play a pivotal role in shaping the future of businesses.
Tune in for Emmy’s expert advice on everything from cash flow management to succession planning, and learn why building relationships with your accountant can be one of the most enriching aspects of your business journey.
Don't miss out on this engaging conversation!TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-4ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit

Episode 3 | Mastering Investments and Retirement for a Secure Financial Future | Enriched Wealth Podcast

In this episode of the Enriched Wealth Podcast, we’re excited to continue empowering you on your financial journey.
This time, we’re tackling crucial topics that can shape your financial future: investments, retirement, and aged care planning.
Join host Kris Tatt as he chats with Daniel Nalder, Senior Associate at Strategem, to explore:
Building a balanced investment strategy that aligns with your goals
The benefits and challenges of managed accounts in today’s market
Key considerations for retirement planning and maximising your superannuation
Navigating the complexities of aged care financial decisions
Practical advice for protecting and growing your wealth over the long term
Whether you’re planning for retirement, looking to optimise your investment portfolio, or supporting an ageing loved one, this episode provides valuable insights and strategies to help you take control of your financial future.
Tune in now, and take the next step towards enriched wealth!TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-3ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit

Episode 2 | Navigating the Cost of Living and Strategies for Financial Resilience

Welcome to another episode of the Enriched Wealth Podcast with Kris Tatt. In this episode, we tackle a topic on everyone’s mind: the cost of living. As prices rise and economic conditions shift, it’s essential to understand the dynamics at play and how they affect our daily lives.
In this episode, we cover:
The factors contributing to the current cost of living crisis
How inflation and interest rates impact everyday expenses
Strategies to combat rising costs and regain control over your finances
The importance of defining your values and aligning your spending with what truly matters to you
Practical examples of re-evaluating major expenses like car ownership and housing
Creative approaches to managing your budget and making informed financial decisions
Exploring ways to increase your income, whether through upskilling, job changes, or business strategies
Kris shares personal stories and quotes from thought leaders like Simon Sinek to illustrate how rethinking our values and spending habits can lead to a more fulfilling and financially stable life. By focusing on what truly matters and taking proactive steps, you can navigate the challenges of rising costs and build a resilient financial future.
Join us for this insightful discussion and equip yourself with the tools and mindset needed to thrive despite the economic pressures. Listen now and take the first steps towards financial resilience and well-being.

Episode 1 | Goal Setting for Financial Success

We're thrilled to kick off our journey with you by diving into a fundamental topic that can make all the difference in your financial journey: goal setting.
In this episode, we explore how consistency in goal setting and habit formation can distinguish successful individuals in the financial realm from those who struggle. We delve into the importance of having clear, specific goals and the actions necessary to achieve them. Drawing analogies from fitness and personal anecdotes, we illustrate how setting measurable goals can lead to significant progress and long-term success.
Join us as we discuss:
The role of consistency in achieving financial success
The significance of setting clear and specific financial goals
Practical examples of goal setting and the actions required to meet those goals
The power of compounding interest and how it can work to your advantage
Tips for reviewing and adjusting your financial plans to stay on track
Whether you're aiming to pay off debt, save for retirement, or improve your overall financial health, this episode provides valuable insights and actionable advice to help you stay focused and achieve your goals. Grab a notepad, write down your goals, and start taking consistent steps towards financial success with us.
Tune in now and begin your journey to enriched wealth!
TRANSCRIPT & SHOW NOTES | www.strategem.com.au/podcast/episode-1
ADDITIONAL RESOURCES: - Instant Calculator | How much Super will you have to fund your retirement? www.strategem.com.au/retirement-calculator - Tax Planning Guide | www.strategem.com.au/tax-planning-guide - Personal Budget Spreadsheet | www.strategem.com.au/personal-budget-spreadsheet - DIY Business Audit | www.strategem.com.au/strategem-business-audit
 

Official Trailer | Enriched Wealth

Welcome to the Enriched Wealth Podcast, brought to you by Stratagem and hosted by myself, Kris Tatt. We are a group of financial planners and accountants who want to bring new value knowledge, tools, strategies and techniques to help you on your financial journey to freedom. We believe that we have the knowledge and the experts. We want to introduce you to stories. We want you to hear from people within our industry and other industries that we believe can help you and your journey.
Financial freedom. We want to go on this with you and we want you to come and listen and learn and and be inspired. Let's get into it.